Are you living in the City of Joy, Kolkata? Don’t be fooled by its moniker because Kolkata, like many other cities in India, can be pretty expensive to live in. Especially if you don’t know where to look for ways to save money, fortunately, there are plenty of ways to get around the high prices and save some cash without making too many sacrifices. Here are five ways to start saving money from day one in Kolkata!

Rent an Apartment Near Your Workplace

Renting an apartment near your workplace means you don’t have to spend on gas, public transportation, and other expenses. Therefore, it could save you about 20-30% on your monthly rent. You can also consider buying a house instead of renting one if you plan to stay in that city for a long time. However, if you want to move around frequently, buying a house or renting an apartment in another town might not be feasible or affordable.

Switch to Public Transport

Public transport is always less expensive. It has the bonus of being better for the environment. If everyone switched to public transport, we would significantly reduce traffic and pollution. Not to mention, it would also free up a lot of space that is currently being used for parking. Public transport is the way to go if you are trying to save money. It is also more convenient than worrying about finding a parking spot.

Set a Budget for Grocery Shopping

Grocery shopping is something that many people take for granted because it’s something they do every day. However, the cost of groceries can add up quickly, and if you don’t have a budget, you could spend much more money on food than you intend. So make sure you have a grocery budget before buying your weekly stock. Also, remember to consider bulk purchasing whenever possible.

Buy Affordable House Stuff at Discounted Stores

Many stores sell house and electronic stuff, like refrigerators in Kolkata, at discounted rates, so people planning to buy things for their homes like air coolers, geysers, massagers, fridges, and microwave ovens can quickly get all of these at affordable prices. So it will save you some money you can spend on other things.

Avoid Eating Out Everyday

Going out for every meal can rack up severe costs pretty quickly. The rule of thumb is to avoid eating out as much as possible, especially when you’re on a tight budget. You should save budget-friendly restaurant meals for special occasions. That way, you don’t feel like you’re depriving yourself daily. Try something local instead of going with your usual order when dining out.


Life in a big city like Kolkata can get very expensive. Rents are high, and eating out is a fashion. But with some planning, you can enjoy living in a big metropolis without spending too much money. We hope this guide on saving money when living in Kolkata could help you save cash.

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